Our partners consist of both our borrowers and investors, which include public and private pension funds, sovereign wealth funds, insurance companies, endowments, financial institutions and family offices. We partner with them to provide consistent, reliable returns, transparent information and products tailored to their requirements. Preserving our partners’ capital is our top priority and guides our approach to risk and the decisions we make. We are cautious and disciplined in terms of strategy and individual transactions. We will – and do – walk away from deals to safeguard our clients’ capital.

We operate as a local lending partner in each of our core markets and employ people from those markets with the contacts and understanding to seek out the best investments. A defining feature of Hayfin is the origination network we have built over more than a decade. Our trusted relationships with borrowers, intermediaries and counterparties lead to higher value ‘off the run’ opportunities that are not presented to other firms in the market.

We apply our deep investment capabilities to a broad range of sectors. This strategy is understood by our investors and makes Hayfin diversified and extremely adaptable. Our approach is nuanced and judgement-based and requires high levels of investment in our teams. But our diversity gives us access to more opportunities, provides downside protection and enables us to generate strong risk-adjusted returns.

To deliver on our broad mandate, Hayfin’s teams collaborate to apply their skills and experience to individual transactions spanning many industries. We believe the best opportunities arise in the gaps between silos and that teamwork, debate, curiosity and openness lead to better decisions. Teamwork and transparency run through the firm and apply to all employees. Talented people want to work this way, enabling us to recruit and retain the best people.

Hayfin combines caution and discipline with a highly entrepreneurial way of working. We are flexible, creative and open to ideas, and we adjust our strategies to fit changing markets. Hayfin’s record demonstrates our ability to manage complex situations to protect our investors’ capital. Working closely together, we anticipate developing risks and opportunities. This approach has driven our international expansion and our development of specialist industry teams in healthcare, maritime and real estate.

Hayfin has a demanding, multi-step investment process. Our investment committees comprise a wide range of views and encourage open debate. We must reach 100% consensus on each deal. This is not the easiest way to make decisions, but it leads to fewer mistakes.

Our in-house Execution and Workouts Team includes 15 highly experienced lawyers, setting us apart in a sector that generally relies on outside legal advice. The team is responsible for driving negotiations, improving documents and structure, and actively managing the portfolio, when necessary, which improves downside protection.

This way of working means we go into every transaction with the information and protection necessary to preserve our clients’ capital.